
The Underground Vault
Get the Money You Need Fast with Hard Money Loans
818-571-9245

The Underground Vault is a division of G & R Financial Services
credit, income or other Issues? not for us!
Hard Money Made Easy
Banks say no? We say yes.
At The Underground Vault, we don’t believe your future should be decided by a credit score, tax returns, or some banker’s checklist. We cut through the noise and get straight to what matters: equity in your property.
We work with hundreds of private investors and lending groups who want to make deals. That means:
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Minimal paperwork
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In many cases, no appraisal
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Fast funding anywhere in California (and in other states too)
We know life isn’t perfect — credit dings, income quirks, projects that don’t fit in a neat little box. That’s exactly where we shine. If you’ve got equity, we’ve got options.
Yes, private money costs a bit more than conventional financing — but when you need capital now, speed and flexibility matter more than promises from a slow-moving bank. We deliver both, backed by over 30 years of real-world lending experience.
The Underground Vault → Real solutions for real people.




Private Money Financing
Are you looking for a simpler solution to your local bank? Private money financing may be what you have been searching for. This special type of financing is meant to alleviate the stress of searching for a real estate loan in situations where "conventional" loans just won't work. We can almost custom tailor a loan for you. For more information, contact us and see how easy it is!




Project Financing
Our clients are a special breed - they do whatever it takes to get the job done. But sometimes life throws us curves which results in credit issues, income documentation problems, .non-conforming properties, etc. At
G & R Financial Services, we work closely with each client in order to find the best option that fits their needs. Yes, our loans are more expensive than conventional sources, but when those sources say "NO", we say "YES"!




Fast, Easy Loans on Any Real Estate
We make the whole process simple - give us an address, how much you owe, and how much need to net, and we'll take it from there! Our paperwork is simple and and we can give you an approval and close in as little as 10 days.
What Clients Say
Testimonials
“I wanted to take advantage of the real estate boom and wanted to buy & flip properties. The Underground Vault excelled on every level, making the entire process easy to understand and helped us every step of the way.”
Quinn Davis
“When my folks died and made me administrator of their estate, we were left with the family home, but no cash to payoff the medical bills and other debts left behind. We thought we would have to sell, but the folks at The Underground Vault was able to get us the money we needed when nobody else would. They saved our family home and we were able to payoff all the estates debts!"
Sandy Williams
“My wife and I really wanted to buy our first home, but due to some past credit issues nobody would lend to us. Greg at The Underground Vault listened to our story and worked out a situation that let us get into a great home."